ARI BAUM, CFP®

Taxpayers have plenty to be concerned about in 2024 — economic uncertainty, geopolitical risks, inflation, and interest rates. A contentious 2024 presidential election could inject even more uncertainty and market drama. On top of all that, many of the provisions in the 2017 tax cuts and jobs act are scheduled to expire next year unless lawmakers extend them.

WHAT COULD THAT MEAN FOR YOUR TAXES?

• If President Biden is re-elected, his budget could increase taxes on high-net-worth Americans.
• Capital gains tax rates could increase to ordinary income rates, rather than topping out at 20% as they do now.
• High-income taxpayers could face limits on their retirement contributions and lose the ability to convert after-tax money into a Roth in certain circumstances.

WHAT CAN YOU DO?
The current tax rates might be the lowest you’ll see for the rest of your life, and I want you to make the most of them. It’s more important than ever to make sure you’re taking advantage of every tax edge you possibly can this year. Acting now could be critical because you might not have the ability to seize these opportunities in future tax years. I want to emphasize that this is a limited opportunity to leverage current laws. The 2017 rules are scheduled to expire in 2025 (if they don’t disappear sooner under a new administration), and most taxpayers will see a tax hike. Fortunately, there are strategies you can use right now to make sure you don’t pay more than your fair share in taxes.

1) MAX OUT YOUR TAX-DEFERRED ACCOUNTS IN 2024
One of the tax-savviest moves you can make in 2024 is to optimize your contributions — especially before April 15, because it’s your last opportunity to make some last-minute retroactive contributions for 2023 that could immediately lower the taxes you pay. And the savvy tax moves can go way beyond your retirement plan.
Have you squeezed every ounce of juice from all your tax-deferral opportunities?

• HSA contributions if you have a high deductible healthcare plan.
• 529 contributions.
• After-tax contributions to your 401(k).
• Ensuring you have the right self-employment retirement accounts in place.

2) PREPARE YOUR PORTFOLIO FOR EXPIRING TAX CUTS
Have you checked for embedded capital gains in your investments? If so, you may want to consider taking action now, before the tax hammer gets even heavier. Harvesting them now under a favorable tax regime where the top rate is 20% could be beneficial if capital gains lose their favorable tax treatment in the near future. Taxes are just one part of your overall investment picture, but it could offer an opportunity to make tactical investment changes where prudent.

3) HARNESS A “MEGA-BACKDOOR” ROTH IN 2024
Have you maximized your opportunities to create tax-free income? Currently, savvy investors who have the ability to use a mega-backdoor Roth are doing so by adding after-tax contributions to their 401(k)s and then converting to Roth IRAs. This strategy could be eliminated forever under future administrations, so if a mega-backdoor Roth strategy sounds interesting, consider it before it’s too late.
With your 2023 tax and investment documents in hand, we can look for favorable Roth conversion opportunities under the current rules.
Not all 401(k) plans allow for this strategy. However, if you have pretax money that you put in any type of retirement account, you may still want to convert some of it to a Roth (in moderation). The entire amount of the conversion is taxable income to you, but it may still make sense in view of your overall tax strategy.

4) PLAN TO BUNDLE UP AND SAVE IN 2024
Under current tax laws, it’s harder to use itemized deductions to save on your taxes. The standard deduction for taxpayers who are married filing jointly is $29,200 and $14,600 for single filers in 2024. That puts the bar a little higher each year, but savvy taxpayers know how to combine deductions to make it past the standard deduction threshold. 2024 and 2025 may be critical years for this technique as we don’t know what will happen to deductions if current laws expire.
How can you use this opportunity in 2024? Now’s the perfect time to take a look at last year’s expenses and plan ahead for the following opportunities:

• Bundle up and make several years’ worth of charitable deductions this year.
• If possible, plan medical procedures for this year rather than wait until next year, to meet the 7.5% of AGI floor for medical expenses.
• Tax-savvy note: Items such as long-term care insurance premiums and home modifications for aging in place are medical expenses that may help you reach the 7.5% AGI.

FIND TAX-SAVING AVENUES IN 2024 BEFORE THEY VANISH
You’ve worked hard and deserve to pay no more than your fair share. And right now, with all the market and political uncertainties, it’s very hard to know what the future may hold. There are currently opportunities for tax savings –– but they could disappear at any time. Many are expected to expire in 2025, making tax strategies especially critical this year. Some of these maneuvers are a little more complex and require the help of knowledgeable professionals to make sure that you don’t end up on the wrong side of your current tax bracket — or the IRS.
You’ve already started to build a significant fund for your retirement years, and by consulting with competent specialists, you can keep more of it rather than handing it over to the IRS.

The content is developed from sources believed to be providing accurate information. Investing involves risk including the potential loss of principal. This information is not intended to be a substitute for specific individualized tax or legal advice. Consult with a licensed professional regarding your specific situation.

Ari Baum, CFP® is the founder and CEO of Endurance Wealth Partners, with over 26 years of experience in the Financial Services industry. He brings his in-depth experience to Conceive. Believe. Achieve. for his clients.
Securities and Advisory services offered through Prospera Financial Services Inc. Member FINRA/SIPC. Brokerage and Advisory accounts carried by Wells Fargo Clearing Services, LLC.

THE JOURNEY OF THE SHORE AREA MIKVEH

IN THE HEART OF THE JERSEY SHORE’S VIBRANT DEAL COMMUNITY, THE SHORE AREA MIKVEH STANDS AS A TESTAMENT TO THE ENDURING SPIRIT, GROWTH, AND EVOLVING NEEDS OF THIS DYNAMIC ENCLAVE. FOUNDED IN THE EARLY 1970S AMIDST SKEPTICISM AND ZONING CHALLENGES, THE MIKVEH HAS GROWN FROM A MODEST FACILITY INTO A CORNERSTONE OF SPIRITUAL LIFE, SERVING THE LOCAL DEAL SEPHARDIC COMMUNITY WITH DEDICATION AND CARE.

The journey began in 1973 when the Deal community consisted of about 65 families. Rabbi Isaac Dwek recognized the pressing need for a local community mikveh, and with the help of visionaries Ike Hidary, Manny Haber, and Sonny Laniado, they embarked on a mission to establish one. Their efforts were initially met with resistance but they persisted and ultimately were able to purchase the lot on Jerome Avenue. The $300,00 undertaking was eventually completed, and after the blessing of rainfall, the Mikveh, consisting of four preparation rooms and two pools, finally opened.

As the community grew, so did the Mikveh, which underwent renovations in the 1980s and again in 2009. Led by the original founders and supported by community leaders like Louie Massry, the Mikveh was expanded to include 16 preparation rooms and four pools, eliminating long waits and enhancing the experience for countless women.

The exponential growth of the Deal community continued over the next few years (the population increased from 7,500 people to an estimated 100,000 during the summer months), and outpaced these improvements. Additionally, privacy, ventilation, and structural integrity issues emerged, creating an urgent need for comprehensive renovations.

The present envisioned upgrades aim not just to address these challenges but to transform the Mikveh into a spa-like sanctuary, complete with a magnificent bridal suite, ensuring a welcoming and serene environment for all who visit.

At the heart of the Shore Area Mikveh’s enduring spirit and mission stands the illustrious legacy of Rabbanit Mazal Kassin. In the early 1930s, Rabbanit Mazal and her esteemed husband, Rabbi Yaakov Saul Kassin embarked on a mission to uplift the spiritual and communal life of their new home, the Brooklyn Syrian Community.

Rabbanit Mazal dutifully served as a conduit for blessings and guidance for countless couples, emphasizing the importance of Mikveh and family purity. Her enduring impact is honored through the Shore Area Mikveh’s Matriarch Wall, a tribute to her leadership and spiritual guidance, forever memorializing her dedication to the values of purity, family, and tradition.

Mrs. Molly Chappan Shiloach, remembered on the Eshet Chayil Wall, epitomized commitment to tradition and community. Her legacy, spanning from Maryland to New Jersey, and continuing on through her children, perfectly represents the Mikveh’s mission of purity and family values.

Reflecting on the past and looking toward the future, we pay tribute to Ike Hidary, Manny Haber, Sonny Laniado, and countless others who have contributed to the Mikveh’s enduring legacy. Their vision, sacrifice, and dedication have laid the foundation for a facility that transcends its physical boundaries, nurturing the spiritual well-being of our community. As we stand on the brink of a new chapter, it is with profound gratitude and resolve that we endeavor to uphold and enhance this sacred institution, ensuring it remains a source of purity, strength, and unity for all.

Guiding our spiritual journey, the Rabbinical Board, comprised of Rabbi Shmuel Choueka, Rabbi Shlomo Diamond, Rabbi Edmond Nahum, Rabbi Saul Kassin, and Rabbi Moshe Malka, brings a wealth of wisdom and dedication to our community.

We are extremely grateful to have designer Deborah Shiloach on our team. She has generously devoted her time and her talent to the current project since its inception. Additionally, we must acknowledge and thank Abe Jerome, for lending his invaluable expertise and guidance to this endeavor. Furthermore, we are fortunate and proud to have Maurice Zekaria and Ray Builders at the helm of construction, ensuring that the project not only meets but exceeds our community’s expectations.

The Executive Board, comprised of Eddie Mizrahi (President), Maurice Zekaria (Vice President), Edgar Cohen (Treasurer), Eli Cohen, Ray Haber, Soli Mizrahi, and Joey Setton, has worked tirelessly to ensure that our vision for the Mikveh’s future is realized.

In recognition of this collective achievement, and in support of the future of the Shore Area Mikveh, there will be a breakfast celebration on Memorial Day Weekend. We look forward to this unique opportunity to reflect on and celebrate our journey, and contribute to the very foundation of our community life.

Your participation is invaluable, as we strive to create a most welcoming, beautiful, and spiritually enriching Mikveh for the women of our community. Together, we will honor our rich heritage, celebrate our progress, and move forward with open hearts and a shared vision.

SARINA ROFFÉ

EMILIA ANCONA NEE SETTON HAD AN IDYLLIC CHILDHOOD GROWING UP ON THE ISLAND OF JAMAICA. THE SECOND CHILD OF DAVID AND ESTELLA SETTON (NEE ZAKAY), EMILIA REMEMBERS HER CHILDHOOD WITH FONDNESS.

Their chalet home, designed by Estella, sat on acres of land filled with avocado, mango, pineapple, lemon, and orange trees that backed to a forest. The family always had freshly squeezed lemon and orange juice available.

Most of the rooms of the house had sliding glass doors that opened onto magnificent gardens and terraces. They would leisurely eat watermelon and toss the seeds into the garden, which grew into watermelon plants. Cows grazed in the lot next to them.

“It was an innocent beautiful life,” said Emilia. “We had four bedrooms, a cat and dog. We didn’t have a washing machine and dryer. We had a wash woman who washed the clothes in a big tub with hot water. They dried the clothing outdoors on a clothesline. The clothes were always sparkling clean.

“We were not spoiled, even though we had servants to cook, wash clothing, and garden. We had a nanny to take care of us. Still my mother made us help in the kitchen and clean our rooms. She wanted to keep us busy so we wouldn’t socialize with non-Jews.”

FIRST JEWS IN JAMAICA
Christopher Columbus was known to protect conversos, those who secretly practiced Judaism, on the island of Jamaica. He had several on his ships the four times he sailed to the New World. And it has been proven that Conversos provided the funds for the voyages. The King and Queen had no funds as the royal treasury was emptied after fighting wars.

Columbus first reached Jamaica in 1494 and was shipwrecked there for a year from 1503 to 1504. The Spanish crown granted the island to the Columbus family, and he did not allow the Church to have a presence on the Caribbean Island. As a result, conversos began to migrate to the island.

In 1655 the British won the island from Spain and many Portuguese were reported as living in Jamaica. The Portuguese on the island were often persecuted by the Spanish and so many helped the English with their invasion. The Jews were allowed to remain after the conquest and began to practice their religion openly. Oliver Cromwell granted them British citizenship, which was confirmed in 1660 by King Charles II of England. For many Jews, Jamaica became a safe place they could live in without fear of persecution. Jews from Amsterdam, Bordeaux, and Bayonne moved to Jamaica, mostly residing in Port Royal. Port Royal even had what was called a Jew Street. In 1672 thirty-one Port Royal merchants petitioned the governor complaining of large numbers of Jewish retail merchants active on the island.

With the influx of Jews to Jamaica in the 17th century, multiple synagogues were constructed across the island in such cities as Montego Bay, Spanish Town, Port Royal, and Kingston. A synagogue built in Spanish Town, the Sephardic Kahal Kadosh Neveh Shalom (Habitation of Peace), was consecrated in 1704. Jews came from Spain and Portugal, having fled the Spanish Inquisition. To conceal their identity they referred to themselves as “Portuguese” or “Spanish” and practiced their religion secretly.

HOW DID THE SETTON FAMILY GET TO JAMAICA?
David Setton, son of Haim, was born in Aleppo in 1911. Economic conditions were poor in the Levant and people were emigrating. David’s uncle Saul Setton took David, along with his brother Joseph to live in Manchester. An eye infection forced Saul to leave Manchester. He decided to move to Jamaica, which was part of the United Kingdom.

While Saul did not stay in Jamaica, David settled there and worked as a peddler living among the small Jewish community. Eventually he opened his own textile business. By his 20s, he wanted to marry. So, he traveled to Panama, where there was a Syrian community. There he met Estella Zakay, who was 15 and one of eight children. Her father was Elias Zakay, a Baghdadi Jew, and her mother was Selma Guindi, of Izmir. David and Estrella married in 1941 and he took her back to Kingston, Jamaica.

The couple had five children — Victor, Emilia, Judy, Debbie and Eli, all born in Jamaica except for Debbie, who was born in Panama during the months the family lived there when a polio epidemic raged in Jamaica.

Emilia recalls the small Jewish community and the Shaare Shalom Synagogue on Duke Street in Kingston that has a sand floor, to remind persons of the time when Jews covered their floors with sand to muffle the sound of their prayers during the Spanish Inquisition.

Other Jewish families included the Silveras and Matalons. But there was lots of intermarriage and Estella was very protective of her children.

“We had no real kosher food, so my mother salted her food and ground her own beef herself. She cooked Middle Eastern food and learned to make Jamaican fish, apkee, plantain, kidney beans and rice. She also made Syrian food. They couldn’t buy phyllo dough, so my mother and aunt made their own so we could have baklava. They had it on the table and rolled it so thin and then cut it to make baklava. It was hard work to make the dough. We had all different types of food. She was an excellent cook,” said Emilia.

She and her siblings attended the all-girls Wolmers School. They wore uniforms and were members of clubs. Jewish children did not have to participate in prayers. The boys went to a boys Catholic school. David Setton drove the children to school each day and picked them up when school ended. They brought lunch to school, played tennis and went to the movies as leisure activities.

“My father traveled to Japan, China and New York to buy textiles. He sold piece goods and the materials were used to make our dresses. We had a Jamaican dressmaker who made all our clothes. My mother dressed all three girls alike, so the dresses were handed from me to my younger sisters. My mother loved to shop.

“When my brother Victor has his bar mitzvah in 1958, we had a lovely celebration at home. After my parents sent him to a Hasidic yeshivah in Williamsburg. When he came home to visit, we had to have real kosher food and it was brought from New York. Estella had sent Victor to New York because she worried about her children being exposed to non-Jewish influences.

“Our friends were international — Irish, Scots, and Israelis. There was a large Christian Arab and Druze population in Jamaica from Lebanon,” said Emilia.

Emilia blossomed in high school and when she did, her mother worried she would marry a non-Jew, so she sent her to Panama to live with Selma and Elias Zakay, her grandparents. Emilia finished high school in the Canal Zone High School in Panama but she did not like it there, so she returned to Jamaica in 1965.

Soon after, there was a family wedding in Mexico City for her uncle Moise Zakay, who was a mohel. The entire family went to Mexico for the wedding, but a death on the bride’s side of the family caused the wedding to be delayed.

“I wanted to go to Brooklyn, so I went and lived with my aunt and uncle. I began to socialize with my cousins and we went to socials at Shaare Zion. That’s where I met my husband, Saul Ancona. I was 19 and he was 28. We married at Shaare Zion in July 1966. My parents still lived in Jamaica so we went after we married and my mother gave us a lovely garden party. When I came to New York and married, I had no maid, but I knew what to do because my mother taught us.”

Emilia and Saul had three sons, Robert, David and Joey. And over the years, their family grew. When her children were in school Emilia returned to school and earned a degree in Jewish studies. She became an early childhood teacher.

Back in Jamaica, her father David dissolved his business in Jamaica a few years later and moved to New York. The Six Day War in Israel in 1967 brought out the anti-Semitism among the Christian Arabs in Jamaica. They boycotted his business.

Emilia lives in Brooklyn, is now retired and enjoys spending her winters in Florida. She enjoys her growing family and grandchildren.

A genealogist and historian, Sarina Roffé is the author of Branching Out from Sepharad (Sephardic Heritage Project, 2017). She is researching a new book: Syria – Paths to Freedom. Sarina holds a BA in Journalism, and MA in Jewish Studies and an MBA.

THE PREMIERE PROGRAM FOR ALL GRADUATING SENIORS, THE MAGEN DAVID YESHIVAH HIGH SCHOOL NEXT SENIOR INTERNSHIP PROGRAM, TRIED A NEW COURSE OF ACTION THIS YEAR. SINCE ITS INCEPTION, UPON RETURNING FROM PASSOVER BREAK, OUR SENIOR STUDENTS HAVE EMBARKED ON A MONTH-LONG, IN-PERSON INTERNSHIP EXPERIENCE. THE CALENDAR THIS YEAR SEEMED TO DETERMINE AN ALTERNATIVE TIME THAT WOULD DELIVER THE BEST RESULTS FOR OUR STUDENTS. SO THIS YEAR, ALONG WITH THE NEW YEAR, CAME NEW OPPORTUNITIES, AND IN JANUARY, OUR MDY SENIORS EMBARKED ON THE ‘THEORY-IN-PRACTICE’ PORTION OF OUR PROGRAM.

Program Director Mrs. Beth Goldberg, and Assistant Coordinator Mrs. Helene Dwek, found that this new time period brought some hidden perks and were off and running with this new time frame. There are a lot of steps that happen consecutively to make sure each student is placed in the best internship, with the best mentor, for them. With the optimistic outlook that drives the NEXT Program, grounded in trust in Hashem, our amazing students, and our incredibly accommodating and welcoming mentors, the work began!

Resume Writing and Interviewing workshops were arranged, and over 114 meetings (with many follow-ups) were set. Every single student had at least one private meeting with Mrs. Goldberg and Mrs. Dwek to discuss future plans, areas of interest, experience, and everything else that goes into the NEXT stage of life for a graduating senior. Reaching out to mentors who we’ve worked with in the past, as well as making new connections could be daunting, but not when it comes to our community. We are blessed with group leaders that want to share, give back, and guide our students in all areas of business, from real estate, to interior design, to medicine, to wholesale, to education, to law, to sports management, to retail, to physical therapy, and the list goes on and on.

As the students embarked into new territory, leaving behind the familiar comfort of their warm embracing high school environment, we were amazed with the incredible results in such a small window of time. Waking up and attending prayers, taking the train to the city, finding parking, making arrangements for lunch and so on. What we knew, and the students would soon realize, was the greatness of this gift that MDYHS provides them. Everyone was able to see what “the real world” will be like. Each day provided another opportunity to gain more knowledge and actual experience in a prospective field of their choosing. The days may have passed very quickly but they were jam packed with incredible experiences and a solid foundation for their future. Yes, it is truly a gift! One that we are all so grateful for and will continue to provide for our students, no matter what time of year!

THE HALF SHEKEL, PURIM AND ISRAEL’S WAR ON GAZA

RABBI MOSHE TESSONE

DURING THE FIRST PART OF ADAR AND UNTIL EREV PURIM, THERE IS A CUSTOM FOR CONGREGANTS AND COMMUNITY MEMBERS TO CONTRIBUTE A MAHATZIT HA’SHEKEL, WHICH IS HALF A SILVER COIN (OR THE EQUIVALENT VALUE), AS A WAY OF RECALLING THE HALF-SHEKEL THAT WAS DONATED ANNUALLY TO THE SANCTUARY IN THE MONTH OF ADAR. THIS WAS ALSO A MEANS OF COMMEMORATING THE CENSUS THAT WAS TAKEN DURING THE DAYS OF THE BEIT HA’MIKDASH.

The Torah portion dealing with the half-shekel, (Shemot 30:11-16), uses the word terumah (contribution) three times and from there the sages derive that there were three separate gifts of silver (Yerushalmi Shekalim 1:1, Megillah 29B).

Two key questions arise concerning the half shekel custom:

1. Why specifically is the word terumah used in this context?
2. What is the relevance of this mitzvah to Purim?

The first question is even more perplexing because the Hebrew language has at least three words to describe the giving of charity: the word terumah, the word nedava, and the word tzedakah. And all three words would seem to indicate some type of monetary giving. So, what is unique to the half-shekel that would require specifically the use of the word terumah?

Even though the Hebrew language has these three words to describe the act of charitable giving, each word has a different connotation. Nedava refers to a private or personal gift/donation from one person to another. Terumah refers to a donation from an individual to a communal entity, whereby all in the community take part in that giving and thereby all in the community have a stake in that giving. The word Terumah widens the impact of private giving and turns it into a communal or perhaps even a national project, by having the wider community of givers involved. Tzedakah implies a more “global” giving that not only benefits many simultaneously but also brings humanity and the world closer to achieving justice and restoring peace in a manner that brings the world closer to tikkun olam, which refers to helping restore the world to its original state of perfection.

It is for this reason that precisely the word terumah is used to describe the giving of the mahatzit ha’shekel, since the half shekel is an equal amount given by all in the community to one specific cause, regardless of social or economic status.

This point also speaks to the relevance of the half shekel to Purim, since the half shekel represents the advancement and actualization of communal interdependence, communal unity, and communal equality. It is this sense of communal unity and the merit of achieving such a unity, that saved our ancestors, the Jewish people, from the hands of Haman and King Ahashverosh in ancient Persia.

These lessons of mahatzit hashekel: unity, interdependence, and equality are here for us on the holiday of Purim to inform us of the indispensability of our role in the formation of a Jewish communal entity which we are part of, so that we may realize how much we count and how much each and every one of us are needed. At the same time, we need to recognize our interdependence and how much we need to be connected to others as well to strengthen our nation.

This is the message of the power of mahatzit ha’shekel which gave us the wherewithal to defeat Haman in the times of Ahashverosh, and it will be the source of our power that will give us the strength to defeat the modern-day successors of Haman and of Amalek who tried to destroy our nation throughout the centuries and then once again on October 7, 2023.

The result of the brutal and inhuman attack on Jewish life in Gaza on October 7, was physically and emotionally a devastating blow to our people, beyond compare to anything we have seen since the Holocaust. But it united our people in Israel and all over the world, in a way that will leave an indelible print on our national psyche and on our collective Jewish sense of unity and interdependence.

May it be the will of the Al-Mighty that this year when we contribute the terumah of the half shekel we will be more united as a community and as a nation than we have ever been. The newfound and unflinching unity of the Jewish people will prevail, and guide our victory in this war against evil, as our nation continues to enlighten and guide humanity to a world of morality, spirituality, and peace.

Rabbi Moshe Tessone is a speaker of note in the Jewish world and the Sephardic community at large. He has toured extensively throughout North America, South America, Europe, and Israel as a rabbinic and motivational speaker on Torah-related topics of Jewish and Sephardic interest, Jewish education, history, halakhah, prayer and more.

MICHAEL MATSAS, PHOTOS By MARY HALABANI

THE TALMUD STATES, “KOL YISRAEL AREVIM ZEH BAZEH,” MEANING ALL OF ISRAEL IS RESPONSIBLE FOR EACH OTHER. IN THE DAYS FOLLOWING OCTOBER 7TH, JEWS ALL OVER THE WORLD WERE HORRIFIED BY THE NEWS STORIES OF DEATH AND DESTRUCTION.

However, many stories of miracles and heroism are also emerging, showing that the sentiment of the Talmud is still alive today. On February 7th, four months after the attacks, The Sephardic Community Center hosted an event bringing two survivors of the Nova Music Festival attack to tell their stories and answer questions from the gathering.

The event, named “At the Break of Dawn,” provided a platform for Daniel and Neriya Sharabi, brothers and survivors, to share their experiences. It was moderated by Daniel Mael and over 160 members of the community filled the auditorium. The event began with footage recounting the phone conversation with Daniel and the commander of his reserve company. Daniel and Neriya, following the commander’s directions, were able to fend off the terrorist attack with minimal guns and ammunition, using a destroyed tank as cover. Their quick thinking, medical training, and tactical assistance from the commander helped save dozens of lives. The brothers took charge, becoming the temporary commanding officers of the defense position, stating, “Whoever could fight, must fight. Whoever can treat the wounded, must treat. And everyone else must pray.”

Under fire and seeking resources to protect themselves from terrorists shooting RPGs and small arms fire, they found a gun and a minimal amount of ammunition. Unfortunately, the gun they found could not fire due to a technical issue. They needed lubrication to get the gun back in working order, but under fire behind the tank, none was to be found. The brothers asked if anyone had any cream or oil, and one woman had a tub of Vaseline. Neriya used Vaseline to repair the gun. They used that gun to shoot periodically at the oncoming terrorists, ensuring they knew they were still alive and preventing them from advancing on their position. “G-d sent the Maccabees oil for the miracle of the menorah, and He sent us a miracle tub of Vaseline to fix the rifle and save all those people’s lives.”

After recounting their ordeal, the brothers shared their reflections. “My faith in G-d saved me that day. When you imagine you’ll be saved, you’ll really believe in it. Be kind to each other. This is our nation,” they expressed.

Many struggle with how to cope with the lingering effects of this tragic day. In response, the brothers established a non-profit organization called For the Survivors and the Wounded, offering therapeutic treatments for victims, day trips, as well as social, emotional, and employment rehabilitation. They express, “This is my therapy,” and urge others to contribute by sharing the story with everyone they know.

Although the brothers are praised as heroes, they do not believe they are heroes, stating, “The heroes are the ones who died that day, the medics who were killed, those who heroically fought and died, and those who were kidnapped are the heroes.” We are all saddened by the events of October 7th, but these stories of heroism and strength to overcome are at the core of the Jewish nation. We get knocked down, but we rise and fight for our friends, family, and even those we don’t know because we are Am Echad, B’Lev Echad, one nation with one heart.

Michael Matsas, The Center’s Membership Coordinator, seamlessly merging tech and business expertise with a passion for community connections. Mary Halabani, Marketing Manager at the Center, spends her time capturing every smile she sees inside and outside of the building.

AT NEW YORK LIFE, WE BELIEVE THAT LIFE INSURANCE ISN’T JUST A POLICY — IT’S A PROMISE TO PROTECT AND SUPPORT THOSE WHO MATTER MOST TO OUR CLIENTS. FOR OVER 178 YEARS, WE’VE DELIVERED ON THAT PROMISE THANKS TO OUR FINANCIAL PROFESSIONALS, WHO EVERY DAY ARE HELPING PEOPLE IN THEIR COMMUNITIES BUILD, PROTECT, AND GROW THEIR FINANCIAL SECURITY.

Whether you’re a recent graduate, would like to change jobs, or want a more meaningful career, there’s never been a better time than now to become a New York Life financial professional.

WHY CHOOSE NEW YORK LIFE?
New York Life has a long-standing history of strength and stability. In our 178-year history, we have weathered numerous economic downturns and trying times, including pandemics, recessions, and wars — and have come out stronger every time.

As a financial professional (agent) with New York Life, you have the chance to build a stable, rewarding career that not only offers significant commission-based income potential, but the opportunity to help protect the financial future of the families and businesses you see every day in your community.

YOUR SUCCESS IS OUR SUCCESS
We understand that starting a new career can be challenging. That’s why New York Life offers comprehensive training and support to all our agents.

Whether you have previous financial experience or not, we will equip you with the knowledge and skills necessary to succeed in the insurance industry. From classroom training to hands-on mentorship, we provide you with the tools and resources you need to build your own financial career, tailored to your personal interests, skill set, and pace:

NYLIC University — our comprehensive training program.

• Career-long mentoring from a general office
  development manager.

Advanced Planning Services to provide expertise on complex financial solutions, business strategies, and estate planning strategies.

• A clearly defined career path, including opportunities in management for qualified individuals.

WE’RE WITH YOU, EVERY STEP OF THE WAY
At New York Life, we foster a strong sense of community and camaraderie. Our agents are part of a supportive network that shares knowledge, experiences, and best practices. As we like to say, you’re in business for yourself, not by yourself. From day one, you’ll be surrounded by professionals who are eager to help you succeed.

As you gain experience and demonstrate your skills, you can explore various career paths within the company as well including taking on a leadership role as a field manager, subject to meeting specific requirements.

Whether your passion lies in sales, leadership, or mentoring, we provide plenty of opportunities for you to progress and achieve your professional goals.

TAKE THE FIRST STEP TOWARD AN EXCITING FUTURE BY JOINING NEW YORK LIFE
Joining New York Life means becoming part of a close-knit community of passionate professionals who are committed to making a positive impact on people’s lives. Together, we can empower individuals and families in our community to secure their financial future while providing peace of mind when it’s needed most.

For information about financial professional commission-based income and benefits, please visit https://www.newyorklife.com/careers/financial-professionals/income-and-benefits

New York Life is an Equal Opportunity Employer M/F/Disability/Veteran/Sexual Orientation/Gender Identity.

THE FUTURE OF SKILLS-BASED EMPLOYMENT

DANIELLE WOZNIAK, MSW, PHD

YU Global, is where your ambition meets a sea of opportunity. In a world where the job market is rapidly evolving, YU Global stands at the forefront, offering a pathway to success for those seeking to either enter the job market for the first time or find a new career path. Our mission is simple yet profound: to provide high-quality, competency-based education and training that equips you with the skills employers are actively seeking.

The landscape of employment is changing. According to a recent study titled “The Emerging Degree Reset,” there is a significant shift in hiring practices. Employers are increasingly prioritizing skills over traditional degrees. The study reveals a notable trend: between 2017 and 2019, 46% of middle-skill and 31% of high-skill occupations experienced significant resets in degree requirements. This change is more than a short- term response to the pandemic; it represents a structural shift in the job market, opening up 1.4 million jobs to individuals without college degrees over the next five years.

At YU Global, we understand that the key to unlocking these opportunities lies in skills-based training. Our certificates and trainings are meticulously designed to align with the demands of today’s job market. Regardless of your educational background our programs are tailored to empower you with the skills you need.

Our courses are not just online making them convenient for your schedule; they are alive with interaction and engagement. We include activities, videos, readings, and opportunities to apply what you have learned. Each week, you will have the opportunity to connect with your peers and instructors in live online meetups, fostering a learning environment that is both collaborative and supportive. Our cohort-based, teacher-led approach ensures that you are not just a number in a system, but a valued and active member of a community of learners.

The programs at YU Global are more than just educational courses; they are a journey towards a brighter future. By focusing on practical, employment-focused skills, we prepare you to not only enter the job market but to excel in it. Whether it’s improving your communication skills, mastering the art of problem-solving, or developing technical expertise in your chosen field, YU Global is here to guide you every step of the way. And when you finish your course—come to your cyber career center for free. We’ll help you find that job.

In these challenging times, hope and opportunity are more important than ever. YU Global is committed to being a source of both. We are not just an education provider; we are a partner in your journey to success. With the shift towards skills-based hiring, there has never been a better time to invest in yourself and your future. Join us at YU Global, and let’s unlock your potential together. Visit global.yu.edu for more information.

Danielle Wozniak has served as dean of the Wurzweiler School of Social Work since 2016. Wozniak, who has a PhD in anthropology, a sixth-year degree in education administration and supervision and an MSW, has more than 20 years’ expertise in the field of higher education.

WEEKLY EVENTS AT DSN BEACH CLUB

DSN BEACH CLUB HAS EMERGED AS THE HEARTBEAT OF THE COMMUNITY, PULSATING WITH VIBRANT ENERGY, AND FOSTERING A SENSE OF TOGETHERNESS. BEYOND ITS RENOWNED RESTAURANTS AND SPECIAL EVENTS, DSN BEACH CLUB THRIVES WITH WEEKLY OCCURRENCES THAT AMPLIFY THE EXCITING JERSEY SHORE LIFE DURING THE WINTER MONTHS.

Every Tuesday, the second floor of the DSN Beach Club becomes a lively hub where women of all ages gather for spirited games of Canasta and Mahjong. 10 to 20 tables are occupied each week, as friends reserve their spots in advance. Accompanied by delectable fare from Jeli’s or Outpost, the women spend the day immersed in their games, all while savoring the breathtaking oceanview from the second floor. These Tuesdays have become a winter gathering tradition. One member, Joy Assoulin notes, “I love coming and eating lunch and sitting in a beautiful, bustling room. I forget I am in New Jersey as I feel transported and immersed in my playing.”

Wednesdays at 12:20 P.M. you can witness a spiritual feast as Rabbi Joey Dayon graces TEVA restaurant with his presence. Drawing an average of 100 women each week, the Torah class has been a consistent success for four months. Rabbi Dayon, humbled by the turnout, acknowledges the uniqueness of the community, emphasizing the significance of coming together to study. Millie Abadi, a regular attendee, expresses her gratitude for the inspiring messages, making Wednesdays a part of her “feel good” routine. Raquel Sasson, another member, attends with her daughters, finding the sessions a profound infusion of inspiration and meaning into their lives. Rabbi Dayon skillfully combines Torah teachings with real-life lessons, creating a meaningful bridge to everyday experiences. Guest rabbis who have given women classes at the Beach Club over the past months have been Rabbi Eli Mansour, Rabbi Meyer Yedid, and Rabbi Moshe Malka.

The concept of Torah at the Beach Club has gained popularity, further emphasizing the unique and blended sense of community that thrives at DSN. It fosters connection and meaning. Participants connect virtually through Zoom, broadening the reach and impact of these weekly gatherings. Grace Shalom, an integral volunteer for the Rabbi’s classes, describes Wednesdays as “a blend of social, emotional, cultural and educational experiences.” Gathering with family and friends, learning, and enjoying lunch afterwards creates an unparalleled sense of fulfillment and one-stop-shop for the participants.

These weekly happenings at DSN Beach Club have injected new life into the Jersey community, creating a vibrant atmosphere that reverberates with the joys of togetherness. The blessing of having DSN Beach Club as the epicenter of these enriching and lively community gatherings is a testament to the strength and unity that defines this coastal haven.

ARI BAUM ®

HOW ARE YOU FEELING ABOUT THIS YEAR’S ELECTIONS? IF THE THOUGHT OF IT MAKES YOUR HEART BEAT FASTER –– YOU’RE NOT ALONE. MOST UNITED STATES RESIDENTS ACROSS PARTY LINES EXPERIENCE MAJOR STRESS AROUND PRESIDENTIAL ELECTIONS. AND RECENTLY, THAT STRESS HAS SKYROCKETED.

In 2016, about 1 in 2 people said they were stressed out and anxious about the presidential election. And by 2020, more than 2 in 3 people were feeling election stress.

Why?

Political hostilities and increasing divides on party lines are partly to blame. So is the uncertainty of it all.

It can be overwhelming and really exhausting not knowing how an election will shake out or if things will go the way we want. That uncertainty can invite worst-case thinking that stokes our deepest fears.

And, unfortunately, all of that isn’t limited to who wins the White House. An election year can raise real concerns about market trends and our finances.

In fact, about half of us are worried about how the 2024 elections will affect our portfolios. Are those fears valid?

Does a presidential election year cause market instability? And is that instability based on a Democratic or Republican win?

Here are a handful of facts about the markets in and around presidential election years.

THE STOCK MARKET & PRESIDENTIAL ELECTIONS: FASCINATING TRENDS FROM THE LAST 100 YEARS

Trend 1: Most election years see positive returns in the stock market.

Over the last century, we’ve had 24 presidential elections. In 82% of those elections, the stock market has seen positive returns. That means only 18% have had negative results.

The following graphs show the average stock market returns for each of the 24 different presidential years over the last century.

AVERAGE S&P RETURNS FOR THE ELECTION YEAR

Part 1: Election Years 1928-1972

Part 2: Election Years 1976-2020

Trend 2: Most positive market returns tend to appear in the 3rd year of a presidential term.

Year three after a presidential election tends to be associated with the strongest market performance. In fact, about 91% of the time, year 3 in a presidency has positive market returns.

That may be tied to the fact that year 3 is when early years’ work, like newly written legislation, is finally passed. It can also be when a president starts thinking about reelection and setting the stage for campaign strategy.

Here’s how market returns have generally fared in each year of a presidency over the last century or so.

Trend 3: Average returns tend to be higher with Republican electees.

S&P returns tend to be lower with a Democrat elected to the Presidency versus a Republican. In fact, as the following table shows, positive returns tend to double when Republicans are elected as president.

Notably, positive returns tend to occur regardless of party affiliation — and it does matter who controls Congress.

That’s because the markets don’t typically like one party to sweep the Presidency and Congress, with either Republicans or Democrats controlling it all. That tends to cause short-term volatility. Instead, the markets usually prefer checks and balances and the stability of divided government.

Trend 4: Republican or Democratic President, the economy continues to grow.

Political passions and parties aside, the U.S. economy has grown over the last century, regardless of whether a Republican or Democrat is sitting in the White House. That’s meant trillions in economic growth, making the U.S. economy the largest in the world — despite party affiliations and political divides.

The U.S. economy has continued to grow regardless of who is in the White House.

U.S. Nominal Gross Domestic Product (GDP), USD Billions.

Trend 5: Nothing’s 100% certain.

In elections and the markets, there are no absolutes or certainties. Several diverse and highly complex factors from inflation and recessions to conflict abroad, unrest at home, and more can affect market activity and how elections unfold.

As helpful as trends and forecasting may be, remember, nothing’s set in stone until it actually happens. So, when it comes to both elections and the markets –– your choices matter.

FINANCIAL LESSON
How To Make Better Financial Choices During An Election Year.

The truth is both elections and the markets can come with some built-in uncertainty. And that’s fine. Still, both elections and the markets run on cycles. And no two cycles in either area ever look exactly the same.

Why?

Because countless factors affect elections and the markets. It’s not just about political parties and who wins the Presidency. Current events, foreign policy, and so much more can come into play. Trying to account for it all can be dizzying.

It can also get in the way of prudent choices, especially if we end up trying to time the markets or make money moves based on political preferences or predictions.

That’s why it’s important to focus on the facts — and have some simple strategies for dealing with election stress and market turbulence.

To do that, you can start as simple as limiting your media intake and time on social media around elections. You can also steer clear of political talk or debates, even with those who are “on the same side” as you.

With that, it also helps to keep your eyes on the big picture and check in with the people you trust. When you do, you can get a fresh perspective and invaluable advice for weathering the next political storm or any volatility in the markets.

Investing involves risk including the potential loss of principal. Past performance does not guarantee future results. This material is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. The content is developed from sources believed to be providing accurate information. Consult your financial professional before making any investment decision. For illustrative use only.

Ari Baum, CFP® is the founder and CEO of Endurance Wealth Partners, with over 26 years of experience in the Financial Services industry. He brings his in-depth experience to Conceive. Believe. Achieve. for his clients.
Securities and Advisory services offered through Prospera Financial Services Inc. Member FINRA/SIPC. Brokerage and Advisory accounts carried by Wells Fargo Clearing Services, LLC.

38 YOUNG ADULTS SHARE HOW THEIR TRIP TO ISRAEL CHANGED THEIR LIVES

MARLENE LEVY

IT’S ALMOST IMPOSSIBLE TO DESCRIBE THE EMOTIONS THAT ARE DRAWN OUT AFTER SPENDING A WEEK IN ISRAEL. IN EVERY PLACE WE VISITED WE HAD SUCH MIXED EMOTIONS; SADNESS FOR THE LIVES LOST, JOY FOR THE ONES WHO SURVIVED, HATRED FOR THE DESPICABLE PEOPLE WHO COMMITTED THESE CRIMES, AND LOVE FOR OUR SOLDIERS WHO RISKED THEIR LIVES TO PROTECT US.

We felt terror for the potential of hearing a siren sound while we were there, and awe and resilience from our brothers and sisters in Am Yisrael who continue to choose growth and life in a time of irreparable pain.

Our delegation of young adults, spearheaded by The SCA, who have been at the forefront of the mission trips, was aptly named “The Kadima Trip.”

After SCA’s previous trip “Hineni” focused on sending the message of showing up for Israel in her time of need, our group was centered on the mission of helping Israel move forward. We had many opportunities to speak to injured soldiers as well as active soldiers, and it was almost laughable how they were so vehement in their thanks to us that you would have thought we saved their lives instead of the reverse. In reality, we learned through our visits how important it was to show them how the rest of the Jews in the world are extremely grateful for their sacrifices, and how we commend them for the strength it takes to leave their families to protect Am Yisrael as a whole.

On our trip we saw a lot of light in the darkness, which you don’t see from the videos that are shared on social media. We heard from two separate hostages’ siblings, and though it is incredibly difficult to hear about what the families of hostages are going through, it was imperative to hear every story of pain and suffering so we could confidently return home and advocate correctly for our nation. Being around people of such resilience reminded us how strong our nation is. The world has been trying to destroy us since the beginning of time, yet we’re still here. We plant flowers and trees in memory of the lives lost and the blood spilled. We build new homes and swings for children when entire kibbutzim have been destroyed and displaced. We visit injured soldiers and dance and laugh with them to bring them joy. We provide barbeques for soldiers who were called for reserve duty, to give them a nice home cooked meal and show our appreciation for their service. We build where they tear down, and our trip really experienced this time and time again.

It’s easy to think of what’s happening in Israel as something that is removed from our everyday life; we don’t hear siren rockets and we sleep comfortably in our beds at night, confident that our bed will still be there in the morning. After hearing Israeli news reporter Sivan Rahav Meir talk, I spoke with her personally and she mentioned something that really stuck out to me, and that was how the rest of the world is confused. They are confused about what the truth is, and they don’t know how to differentiate between the very loud noise that the wrong side is making, and the very clear truth that somehow isn’t entering their intellectual spaces. It is important that we remain “unconfused!” We should never allow ourselves or our children to be confused by the lies that the rest of the world lean into. It is so disheartening to see, especially after all The Kadima Trip has seen. But, if our trip can leave anyone with any message, it would be that you should not be afraid. We have seen, we have experienced, we have cried, we have rejoiced. The people of Am Yisrael will dance again whether the world likes it or not. We will not forget what they did to us, and we will continue to bring light into a world of darkness. We will move mountains for our brothers and sisters in Israel, and we will emerge from this stronger than ever before. Am Yisrael Hai.

QUOTES FROM PARTICIPANTS

Cookie Cohen:
I came to Israel because I thought I needed to grieve with my people. Instead, I laughed with displaced kids, flirted with soldiers, celebrated a homecoming at a community next to Kibbutz Be’eri, cried on the grounds of the Nova Festival, welcomed former hostage Mia Schem home, prayed with those whose loved ones were still in Gaza, sang with Ishay Ribo, danced in Mahane Yehuda, planted a lemon tree, bonded with wounded soldiers, and saw the sunrise at the Kotel. I came back prouder, lighter, stronger, and happier. I am thrilled that I came and witnessed our strength. I love Israel. Thank you SCA for giving us the opportunity to be a part of something so special, we’ll never forget it.

Albert A:
The Kadima trip was the most special, memorable, uplifting, and emotional trip I’ve ever been on in my life! These people are our family, they have been severely hurt in torturous ways, they love us, they are fighting for us, putting their life before ours, they are strong and they appreciate anything we can do to show our support! This trip was a life changer and I believe a life saver.

Kim Chetrit:
I have never had a better week in my life — although at times it felt as if my heart was bleeding, and at other times my smile was from ear to ear. Reflecting on our people, who are selflessly willing to fight for Israel, and for us, I see the love they give is like no other. They’re always smiling, showing simplicity through all the gruesome atrocities they’ve been through all these years. They are true heroes with an immense amount of emunah — people who I admire and want to be like. If you are contemplating going, do it. If you haven’t thought about it yet, hopefully now you have.

Liz Tawil:
After October 7th, it was extremely challenging being in New York and not being able to help or be with our family in Israel. SCA provided us with the opportunity to fulfill this task. We visited numerous displaced families, and the appreciation and feedback we received will resonate with us for a lifetime. If you have the chance to go to Israel, don’t hesitate — they need our support!

Jack Ashkenazi:
This trip has been incredible. SCA could not have planned a better week, each day, outing, and activity was better than the last and I wouldn’t change one thing. Each person involved and each activity we did was so important and special.

Eddie Ancona:
For seven days straight, early morning until late at night, we went from one hesed project to the next. The pace would normally knock anyone out, but with each encounter, the faces of all the people that we met, seeing them up front and center somehow gave us strength that spiritually filled our physical energy to keep going! I’m thankful for the amazing group of people I met through this experience and would like to give special thanks to all involved in making this amazing trip possible! It was a long impactful week,and a life changing decision that I’ll never forget. This week may be over, but the mission isn’t. To be continued until we win this and all hostages are back home. Amen!

Lilly Franco:
It’s definitely hard to put into words how transformative the SCA Kadima Trip was for us. From the very first moment we stepped off the plane until the very last minute on holy ground, we were immersed in hesed. I think Jacob, who’s brother, Elkana Bohbot, is still held hostage, phrased it perfectly, “A piece of every single one of us was kidnapped on October 7th.” Before coming to Israel, I felt a void that was inconsolable. I felt useless in all my efforts in New York and I needed to get there to see our brothers and sisters, to hug them, cry with them and help bring some happiness into their lives. After returning from Israel, seeing with my own eyes how our nation is healing together, how our soldiers are stronger than ever and are willing to fight to their deaths for any Jewish life, and seeing how a lot of unobservant Jews are returning to Hashem, has helped me feel an enormous sense of pride to call myself a Jew. If you are thinking of going to Israel, go! Go to Israel, experience how special our nation is, and with Hashem’s help may we only continue to heal and move forward or as they say in Israel — kadima!

Gabe Saff:
This trip to Israel has definitely been my best one yet, and it only enhanced my love for the country. Just by visiting the soldiers in the hospital you can feel how much the State of Israel means to its people. A few of the wounded soldiers said they can’t wait to get back into combat with their brothers and sisters — and to me, that’s where we get our source of life.

Ikey Cabasso:
I’ve had the privilege of participating in both SCA Young Adult trips. Witnessing the incredible drive and passion of our community’s young adults to make a difference has been nothing short of inspiring. Despite the physical distance, Medinat Yisrael feels like home. This sentiment was deeply ingrained in us throughout these missions. It’s evident that while our brothers and sisters in Israel are tasked with protecting and nurturing the land, our role, no matter where we are, is to support, empathize, and stand with them through every challenge.

I am profoundly grateful to the SCA for leading the charge in organizing these pivotal trips for young adults and for their unwavering commitment to Israel. Their dedication not only fosters a tangible connection between our community and Israel but also empowers a new generation to contribute meaningfully to our homeland’s future.

Lydia Cohen
There isn’t a waking moment I am not thinking about my brothers and sisters in Israel and now I can say that we made an impact on them.

Diane Catton:
On the trip, I met this young girl, Shirah, who was saved from the city, Sderot, where sadly a lot of people were murdered. At such a young age, she already experienced so much. The feeling of not knowing when it is safe enough to go back home is a feeling we cannot even imagine. That day, Shirah was the one who uplifted my spirit. She was so excited to play games and dance together to Israeli music. She went through so much trauma and still has the strength to put a big smile on her face. To see Shirah and all the other kids look and feel so happy, we all realized why we needed to come to Israel. It was to make an impact, and to make our brothers and sisters smile, through it all.

Bobby Tawil:
I wanted to go on the SCA Kadima Mission trip because it meant taking some action instead of “doom scrolling” social media. We saw firsthand the strength of the Israeli people.

Sonia Dweck:
After visiting army bases and injured soldiers, I noticed how strong they are physically and mentally. It was so important to be there for them and to see first hand the smiles we were able to put on their faces

I AM STARTING TO SEE THE SUN
RISING IN ISRAEL
A FIRSTHAND ACCOUNT OF MY 3 VISITS
TO ISRAEL SINCE OCTOBER 7TH
BY BOBBY DWECK

I want to share some reflections after my third solidarity trip to Israel. On my first group trip to Israel, which was only 12 days after the massacre on October 7th, I saw a nation in shock. The people had genuine fear for the future of the State of Israel. At the time, the nation was mourning their loved ones. There was a lot of sadness all around, as there were non-stop funerals.

As I visited soldiers’ bases all around Israel, it seemed they were very anxious, yet determined to fight. The future seemed uncertain and it was unclear when the IDF would invade Gaza. Hospitals around Israel were full of injured soldiers and civilians. In addition, there was the challenge of 300,000 people who were suddenly displaced from the North and South of Israel. Many of the hotels across Israel were housing these displaced people. These families needed to stay in a safe location until it was safe to return home.

On the second solidarity trip to Israel, I observed so many new things around the country. The war had started and was progressing. There were over 90 hostages that were released. Many of the displaced families were starting to feel the stress of not living in their homes. They missed their daily routines and having their children going to school. Soldiers were starting to fall in battle and there were many more injured soldiers filling up the hospitals. Many soldiers hadn’t seen their families since Oct. 7th. The stress of the economy was starting to take its toll along with the antisemitism campaigns all over the world. The daily stress of rockets and sirens around Israel was starting to impact many families around Israel.

On my third trip, you could start to see the sun rising in Israel. I was part of The SCA Mission Kadima Group of Young Adults. The group name was all about helping Israel move forward to start the healing process. The group helped coordinate many programs to help the people of Israel get back on their feet. There were many initiatives the group facilitated in order to help the people of Israel heal. We spent the beginning of the trip helping to expand a PTSD Center at Lahav farms to help anyone affected since October 7th. The group was told that there is a waitlist of 40 groups that want to use the facility to start the healing process. In addition, we helped families return to their homes in the South of Israel by organizing carnivals, bbqs and by making swing sets for their communities, so they could feel more at home.

The group helped displaced families who were still unable to return home, by organizing recreational activities such as bowling and sports activities. This helped give the parents a break, and it was a fun night out for the displaced children. We visited army bases and made bbqs for them. We provided soldiers with strength and inspiration and was our way of thanking the soldiers for all their sacrifice to keep the State of Israel safe.

One night, we sat with a special unit of the army on the Gaza border. They were involved in the rescuing of two hostages on February 11th. They shared their experiences of that special evening. Their units were mainly responsible to drive into Gaza and rescue injured soldiers and take them to the hospital right away. That evening, they were responsible for taking the rescued hostages to the hospital so they could be given the proper care. We had a bbq and sang around the fire pit with them. Finally, the group capped off the trip by inviting former hostage Mia Shem for dinner and surprising her with a special concert by Ishay Ribo. This was really special because Mia shared that when she was in captivity, she heard a few of his songs in the background of the house she was being held in. She shared that one specific song he sang “Returning Home,” was a signal that she would be freed from captivity very soon.

As I reflect on the plane back to America about the last four and half months, and what Israel has been through, I feel like there’s still so much more that needs to be done to help the people heal. It’s time to start rebuilding our country. We have to help people return home and get back to starting life again. I believe this last trip, with our young adults made me realize that we must connect the next generation to the State of Israel now more than ever! We have to thank G-d for the miracle of having our own country. We must realize that having our own country has responsibilities. We must not take it for granted. I noticed that there is still much suffering and trauma around the country but I am starting see the sun rising! I believe we must redouble our efforts in order to help the Israeli people heal. We must provide emotional and financial assistance until the State of Israel gets back on its feet. Everyone has a role to play. We are all one family! If you want to see what faith and trust in G-d is, then hop on a plane and meet the people who are the living examples of these amazing qualities. I will keep going back until we have complete victory!

Marlene Levy is a graduate of Yeshiva University and Yeshivah of Flatbush. She is currently studying school psychology at Adelphi University and is committed to continuing her involvement in Israel advocacy during these times.