KYLIE ORA LOBELL

ADELA COJAB MOADEB HAD BEEN A PROUD JEW AND ZIONIST HER ENTIRE LIFE. IN 2019, WHEN SHE WAS A STUDENT AT NEW YORK UNIVERSITY, AND BACK HOME FROM A RECENT BIRTHRIGHT ISRAEL TRIP, SHE DECIDED TO CELEBRATE ISRAEL’S INDEPENDENCE DAY IN WASHINGTON SQUARE PARK WITH HER JEWISH FRIENDS AND FELLOW JEWISH STUDENTS.

In the past, anti-Jewish protestors had tried to shut down the celebration, so Adela, who was the president of the student group Realize Israel, met with the NYU administration to express her concerns. They told her she was overreacting.

She wasn’t.

As soon as the event started, an anti-Zionist student rushed to the front of the protest line, held up the Israeli flag, lit it on fire, and threw it to the ground where it continued to burn. Adela told her friends to ignore him, sing “Hatikvah” and move on.

Suddenly, a student protestor grabbed a microphone from a Jewish student, yelled “Free Palestine!” and waved his hands in the air. More protestors took the 10-foot Israeli flag, shredded it, and hung it from lamp posts and trees. Two protestors were arrested by NYPD and charged with assault, reckless endangerment, and property theft and damage.

Soon after, Adela, who was also a senator for the NYU student government, met with the administration to tell them that a line had been crossed and it was time to act.

What did NYU do instead? They gave the anti-Israel hate group the President’s Service Award — the highest honor a student group can receive.

“There was so much frustration and sadness,” Adela said. “The school wouldn’t even make a statement about the burning of the Israeli flag. They weren’t even willing to deal with it as a conduct issue.”

SUING NYU
Adela kept trying to meet with the school to get them to do something, but they ignored her. So, she sued NYU under Title VI of the Civil Rights Act of 1964, which states that, “no person in the United States shall, on the ground of race, color, or national origin, be excluded from participation in, be denied the benefits of, or be subjected to discrimination under any program or activity receiving federal financial assistance.”

“My lawsuit against NYU wasn’t about antisemitism or additional protection for the Jewish community,” Adela said. “It was about equal protection under the law. The school and the government have laws to protect religious groups on campus. Jewish students were left out. The school cannot decide which minorities do and do not deserve protection.”

Adela was familiar with anti-Jewish hate, having grown up in a Syrian-Lebanese-Jewish home. Her mother’s side left Lebanon in the 1970’s when the war broke out, and her father’s side left Syria in the 1920’s. As Jews, they were second-class citizens in these countries.

“Jews were not able to get passports,” Adela said. “They were not included. They didn’t feel safe, so they left.”

Adela was born in Mexico, and she went to NYU to major in Near and Middle Eastern studies. She became vice president of her sorority, AEPHi, and served as the official representative of Jewish Students at the United Nations.

The event in Washington Square Park wasn’t the only antisemitic event that occurred on campus during her time at NYU. The Governance Counsel for Marginalized and Minority Students (GCOMMS) put out a statement that compared Zionism to racism and Nazism, and just two weeks after this, a resolution was presented to NYU Student Government to boycott the NYU campus in Tel Aviv. And then, 53 student clubs signed a pledge to boycott Israel and Realize Israel, which Adela was involved in at the time. NYU has a large student population in the second-most-Jewish part of the world.

“Every liberal institution tells people they shouldn’t check their identity at the door,” she said. “Jews shouldn’t have to, either.”

After filing her lawsuit against NYU, Adela made headlines, and then-President Trump invited her to Miami to speak about it. Just three days later, he signed an executive order that expanded the definition of Judaism to be considered an ethno-religion, and it would fall under Title VI. This change in the law meant that NYU would likely lose in court.

So NYU drafted a settlement agreement. Adela did not request damages. She simply wanted NYU to act when there was discrimination against Jewish students.

“Lawsuits take a long time to affect anything,” Adela said. “It doesn’t become instantly better. They start making changes, no matter how small. It’s unfortunate, but at the end of the day, schools do respond to legal action.”

How Jewish Students Should Respond to Antisemitism on Campus.

Even in the face of rising antisemitism on campuses around the U.S., she urges students not to leave their schools or be afraid. Instead, they must be proud and fight back.

Following the settlement, there wasn’t much happening on campus since it was COVID. But since the October 7 attack, antisemitism at Adela’s alma mater has spiraled out of control.

“There has been an explosion of antisemitism at NYU,” she said. “It’s a shame. If NYU had dealt with it head on and instilled proactive programming to combat antisemitism, or they had actually dealt with the real issue, it wouldn’t be happening. I sent them a letter calling for suppression of SJP (Students for Justice in Palestine) as a student organization.”

She continued, “They can’t just sit there and say, ‘We don’t know what to do’ or “This is a complicated situation.’ If you would have done your job four years ago, you wouldn’t be in this situation.”

Now, three NYU students are following in Adela’s footsteps and suing the school. Other students across the United States who are facing antisemitism on campus are wondering if they should do the same.

“You don’t have to run off and sue your school,” said Adela, who is now a JD Candidate at Cardozo School of Law. “That should be a last resort. But every student should be making a record of antisemitic incidents so that the school is aware.”

Adela doesn’t believe the schools are inherently antisemitic — they just don’t know how to deal with antisemitism. Plus, schools including NYU are receiving funding from anti-Israel Arab countries, and NYU has “a good chunk of faculty that are against condemning antisemitism,” Adela said.

However, even in the face of rising antisemitism on campuses around the U.S., she urges students not to leave their schools or be afraid. Instead, they must be proud and fight back.

“These students should be more open about their Judaism and make it clear they belong in that school like everyone else,” she said. “Jewish students should know: they are not alone.”

Kylie Ora Lobell is a Los Angeles-based writer as well as president of KOL Digital Marketing, where she does publicity and marketing and helps clients share their unique stories with the world.

FRIEDA AZRAK, GLORIA CHABBOTT & JOELLE BAWABEH

GEARING UP FOR A FABULOUS YEAR, THE MAGEN DAVID YESHIVAH PTA MET ONE SUMMER DAY TO DISCUSS THE COMING SCHOOL YEAR. AS WE WERE PLANNING, A MEMBER OF OUR TEAM RECEIVED A NOTICE ON THEIR PHONE, ISHAY RIBO HAD SOLD OUT HIS CONCERT IN MADISON SQUARE GARDEN ON SEPTEMBER 3RD.

We allowed ourselves to drift into a daydream for a moment and consider what it would be like if we were able to host him in our school for our children. We immediately added it to our wish list.

Fast forward to October 7th, a war broke out in Israel, as a school and community we put our plans on hold, with a focus on doing everything possible we could to support the soldiers, the country, and the effort. Prayers, fundraisers and hesed, no stone was left unturned. We banded together to achieve one common goal.

Jews from all over the world attended a huge rally held in Washington, DC in support of Israel. One performer who had flown in from Israel to sing at the rally was Ishay Ribo. As he got onto the stage, his music and words brought such a special spirituality to the event. That same feeling crept up on us once again, we would love Ishay to perform for our school! We would welcome that ruach with open arms!

The MDY family has been working so hard in support of Israel, we thought it would be amazing if we could present our school with the ultimate Hanukkah gift! Lo and behold after being introduced to his team, Ishay Ribo was going to be coming to Magen David Yeshivah! We were bursting with excitement, but there was one catch. We couldn’t tell a soul! It was going to be a Hanukkah surprise for our students and teachers! We planned for two concerts, to accommodate grades 3 through 12, and started counting down the days until showtime! December 5th could not come fast enough! We were eager to see the reaction of the Magen David family!

A surprise assembly was scheduled, and students did not know what to expect. As they entered the auditorium under our Hanukkah inspired balloon arch, their faces lit up with excitement and anticipation. They knew something special was happening. The electricity was palpable, the room smoldering with excitement! When our principal Rabbi Cohen-Saban introduced the world-famous performer, the cheers that erupted were deafening. Everyone was ready for the music, and the light it would bring to their lives. The energy level only increased with each song. He sang his beautiful tunes, impactful words, words of prayer and hizuk. Ishay possesses a velvety soft voice, accompanied by the strum of his guitar that captures your heart and pierces your soul.

What a dream come true! Ishay Ribo was in our auditorium, performing for our children in their home, and he was spectacular! It was better than anything we could have imagined. The students and teachers of Magen David were all singing, dancing, cheering and enjoying as one. Ishay sang with them, prayed with our students for the soldiers and the release of the hostages, as we all united in solidarity under the Israeli flag.

There were moments looking out at the crowd of children waving their light up wands that just felt like a pure blessing. The PTA could not have presented our school with a more perfect gift. They needed this. We needed this! How important in this time in such an unstable world, to be unified as one. In a time filled with worry and desperation, we encourage pride in who we are, a Jewish nation, and where we come from.

At MDY we are grateful to be united in such a harmonious fashion. Faculty members were so touched and grateful to be part of such an uplifting experience. We have received numerous messages about that very special day. Here are just a few:

“Wow, wow, wow, what an incredible day!”

‘So grateful, and you managed to pull off Ishay Ribo twice! Kol HaKavod, unbelievable!”

“The PTA did an amazing job connecting our community through Ishay Ribo and his spiritual music, and made me proud to be part of Am Yisrael, thank you!”

As the day came to a close, we felt a deep sense of satisfaction that we ignited a flame in their hearts. We felt very confident to send our children home saying “Now go, light the candles of Hanukkah and celebrate the miracle of our salvation.”

Beezrat Hashem it will come again soon.

Frieda Azrak, Gloria Chabbott, and Joelle Bawabeh are Magen David Yeshivah PTA Presidium.

& OPERATION MAGEN ISRAEL

MIGDAL OHR, ONE OF ISRAEL’S MOST IMPACTFUL SOCIAL WELFARE ORGANIZATIONS, IS LEADING ITS LARGEST HUMANITARIAN RELIEF EFFORT YET, CALLED MAGEN ISRAEL, UNDER THE LEADERSHIP OF ITS FOUNDER, THE TZADIK AND ISRAEL PRIZE LAUREATE RABBI YITZCHAK DAVID GROSSMAN.

Now, in the difficult and uncertain days of the war, Migdal Ohr has been providing ongoing care for thousands of displaced parents and children, visiting and blessing hundreds of wounded victims and soldiers, inspiring army units, and of course, caring for the 10,000 orphaned and underprivileged children who are a part of the Migdal Ohr family.

In times of national crises, Rabbi Grossman and Migdal Ohr have consistently played an active role in supporting Israel, collaborating with government bodies to deliver immediate relief. When the COVID pandemic struck, Rabbi Grossman was called upon by the Israeli government to lead a significant packaging relief effort. Similarly, during the Second Lebanon War, Migdal Ohr opened its campus doors to host hundreds of soldiers. The commitment to providing assistance remains unwavering during these ongoing times of war in Israel.

OPERATION MAGEN ISRAEL MOBILIZING DURING WAR
With the outbreak of the war with Gaza, the organization mobilized donors all over the world in a massive campaign to provide shelter to over 4,000 evacuees from the Gaza border and to help the families most affected by the massacres in the south of Israel. The Magen Israel initiative continues to quickly expand, responding to immediate needs that are emerging on the front lines and in Israel’s hospitals.

As a unifying and beloved national figure, Rabbi Grossman has always taken the approach that Israel is one family, with one heart and has always been willing to do anything necessary to help Israel with the resources at his disposal. Magen Israel has hosted over a thousand soldiers on Migdal Ohr’s campuses, cooked over 2,000 meals a day out of Migdal Ohr’s soup kitchens, and sent thousands of supplies to soldiers on the front lines, among many other activities.

RABBI GROSSMAN ON THE NATIONAL STAGE
Rabbi Grossman has personally visited dozens of army and air force bases, blessing the soldiers with coins to give to tzedakah upon their safe return from war. His regular visits to Israel’s hospitals provide strength to the wounded and instill hope in their families. Miraculous stories are emerging from Gaza, a testament to the profound impact of Rabbi Grossman’s outreach.

The Rav has been seen on national television multiple times, offering interviews that fortify the nation’s unity and resolve. Following each of these appearances, he returns to Migdal HaEmek in the north of Israel, to be among his beloved children. There, surrounded by thousands of orphaned and underprivileged kids, he imparts his values and actively builds his visionary future for Israel.

MIGDAL OHR’S ALUMNI THE LEADERS IN ISRAEL TODAY
For over five decades, Rabbi Grossman and global supporters have devoted themselves to nurturing orphaned and at-risk youth, transforming them into productive, inspired citizens of Israel. Today, tens of thousands of alumni lead institutions, serve in the army, run companies, and raise families, showcasing the profound impact of Migdal Ohr’s work.

These alumni form a resilient shield in Israeli society, embodying dedication, selflessness, and a Zionistic spirit. Like Rabbi Grossman, they are unwavering in their commitment to do anything and everything for Am Yisrael.

One standout example is alumnus Shai Knopfer, who, on October 7th, dropped everything to enlist in the reserves. Tasked with identifying bodies in Be’eri and ruling out hostage scenarios, Shai leveraged his networks to raise $7 million for gear, aiding evacuated families and treating the wounded. Alongside friends, he organized large-scale BBQs and even orchestrated a wedding for a soldier within hours.

Shai reflects, “Rabbi Grossman has been like a father to me since I was 16. When I met him, I was lost in life, caught up in crime and drugs. That wasn’t me, but I didn’t know how to find my way back. I came to Zoharim Youth Village when it was just a dream. ‘There’s nothing here!’ I said. ‘So,’ the Rav replied, ‘You and your friends will be the ones to build it. If Hashem sent you now, then surely that is your purpose.’”

This ethos pervades Rabbi Grossman’s approach—where there’s a need, build it; where there’s no leader., lead.

Observing Rabbi Grossman’s impact — whether at army bases, hospitals, with evacuated families, or at home in Migdal HaEmek — inspires Shai to question, “What excuse do any of us have not to do more for Am Yisrael?”

The achievements of fellow alumni, whether in leadership positions, the army, or community leadership, showcase the pervasive spirit and drive to help, instilled by the Rav in each and every one of them.

LOCAL SUPPORT FOR MAGEN ISRAEL AND RABBI GROSSMAN’S EFFORTS
In the US, the Magen Israel campaign has seen an incredible outpouring of support from synagogues, schools, restaurants, and local businesses, all raising funds and sending donations to Israel.

During Hanukkah, 14 partner schools and communities united with American Friends of Migdal Ohr (AFMO) to raise funds for gifts and celebrations benefiting children from evacuated families. Notable participants included The Frisch School, SAR, Yeshivat He’Atid, Ben Porat Yosef, HALB, NCSY, and many others, each contributing to bring light to Israel’s children and support the Israeli economy.

The Rav has been profoundly touched by the unwavering dedication and support emanating from the Syrian community. The collective impact of each individual’s personal care, and the solidarity of the community at large, has been truly inspirational. In a remarkable display of compassion, the community has contributed hundreds of thousands of dollars worth of brand new clothes, toys, and essentials, providing evacuated families with the means to endure these challenging days with dignity. Multiple shipments have already been dispatched, and there are more on the way. The community has demonstrated robust support, both in giving, ruach, and physical presence, offering a comforting embrace during this challenging time for Am Yisrael.

“We are all driven to act, and the community has been an inspiration for so much good,” shared AFMO’s Executive Director, Atara Solow. “With needs on the ground that are so vital, the feeling and spirit of Am Yisrael together not only supports but strengthens our resolve.” Among other initiatives, Atara was blessed to take part in missions with the Mikdash Eliyahu Synagogue in Brooklyn and Yeshivah of Flatbush High School. This mission was dedicated to offering strength and support to those wounded since October 7th and to supporting the children of Migdal Ohr during this challenging time. The groups renovated bomb shelters and uplifted the morale of the nation.

“As an Israeli living in the Diaspora and far from home,” says Executive Director, Atara, “it has been extremely comforting and inspiring to see the love and unity of the Jewish people. We truly are one nation. When we are hurting in Israel, the Jewish community abroad is with us, feeling the pain and doing everything in their power to send support and assistance. I cannot tell you how proud and humbled I have been to be involved in Migdal Ohr’s Magen Israel war relief efforts. Thank you to everyone who has stepped up to get involved. The Syrian community in particular has been a tremendous part of the Magen Relief effort and Rabbi Grossman wants to extend his deepest appreciation.”

To learn more about Magen Israel and how you can get involved visit migdalohrusa.org/israel.

In March, American Friends of Migdal Ohr is organizing an Online Auction for Israel and asking the community to donate goods and services items to benefit Magen Israel. You can inquire and donate items at: auction@migdalohrusa.org.

A DISPLAY OF UNITY, SOLIDARITY & JEWISH PRIDE

IN THE SPIRIT OF UNITY AND UNWAVERING PRIDE, DSN CELEBRATED HANUKKAH WITH A SERIES OF HEARTWARMING ACTIVITIES AND EVENTS.

Hanukkah festivities took on a deeper meaning this year, resonating with a sense of unity and support for Israel. From a multi-generational lunch to a symbolic balloon release, the events showcased the resilience of the community and its commitment to being Jewish and proud.

Celebrations kicked off with a Hanukkah cookie making activity for 6th through 8th graders on Saturday night, December 9th. DSN’s Youth Program Director Frieda Shamah was thrilled with the turnout and success.

The fun continued on Monday, December 11th, with DSN’s Senior Program Hanukkah Lunch held at TEVA, where seniors were invited to share a meal with their children and grandchildren. Senior Director Vicky Sherry was smiling from ear to ear. “The sight of three, four and even five generations of a single family coming together was both touching and inspiring!” Against the backdrop of traditional music by Elliot Morabia and his band, and the uplifting words of Michael Cohen from the Mitzvah Man organization, attendees experienced a memorable celebration of family and heritage.

In addition, DSN recently launched the DSN Israel Committee led by Honey Dayan and Jacqueline Musry to plan ongoing events in support of Israel. They orchestrated a balloon release at the DSN Beach Club’s TEVA, with every balloon symbolizing a hostage that is still kidnapped in Gaza. A total of 147 biodegradable orange balloons were released into the sky, representing the hair color of the youngest hostages still being held captive, the Bibas boys. Children handed out balloons to seniors, creating a connection between generations. DSN member Esther Epstein was inspired. “I was flipping out from this! Fainting! What an incredible job! And the TEVA retractable roof took this over the top!” Former IDF soldier Zoe Benun shared heartfelt words, and her young daughter sang Hatikvah, adding an emotional and patriotic touch to the event. Watching the balloons released from the open rooftop at the DSN Beach Club was profoundly emotional and poignant.

That same evening, all DSN community members were invited to come together for DSN’s annual Family Hanukkah Dinner and Bingo Extravaganza. The DSN Community Center’s gymnasium buzzed with the excitement of over 600 people. Executive Director Sammy Sitt stood next to an 8-foot high gold-colored menorah, as he explained that this would be the largest gathering in our community to publicize the miracle of Hanukkah. He then introduced Rabbi David Tawil of the Larchwood Synagogue, who proceeded to make the berachot on the menorah and lead the traditional singing of Mao’tzur. Then it was time for Bingo! Sammy got the crowd into a frenzy as he called out numbers with participants eagerly awaiting their chance to win one of the many fantastic prizes. DSN member Yvette Nasar was ecstatic. “My daughter won a bike! A bike! DSN never ceases to amaze me. In all my years living in Jersey, it only gets better!” The event featured a beautiful dinner with latkes and donuts, adding a delicious traditional touch to the festivities. From a photobooth capturing joyous moments, to Hanukkah card writing to soldiers, combined with the booming cheers of children chanting for more bingo, the event exemplified the unity and camaraderie of the community.

Sammy summarized the successful week of events. “DSN’s Hanukkah celebrations this year went beyond the usual festivities, becoming a powerful expression of unity and Jewish pride. It’s a testament to the passion of our amazing staff and wonderful volunteers that we have risen up to meet the challenges of this time. When the community needs us most, we will be there for them. May Hashem continue to bless DSN and our entire community taking us to even greater heights. Am Israel Chai!”

ARI BAUM, CFP®

In 2024, let’s explore the exciting opportunities that await you with the latest updates in Individual Retirement Accounts (IRAs), 401(k)s, and the transformative power of gift contributions.

Supercharged Savings with the New IRA Rules
The dawn of a new year brings with it new possibilities, and for savvy investors, the updated rules surrounding Individual Retirement Accounts (IRAs) present an exciting opportunity. As of 2024, the annual contribution limit for IRAs has been increased to $7,000, allowing you to turbocharge your retirement savings. Whether you opt for a Traditional IRA with tax-deferred contributions or a Roth IRA with tax-free withdrawals in retirement, these updated limits mean you can now contribute more than ever before.

Additionally, keep an eye on the catch-up contributions if you’re 50 or older. The extra contribution allowance of $1,000 gives those in the second half of their careers an added advantage in boosting their retirement nest egg. So, seize the moment and take advantage of these increased limits to ensure a financially secure future.

401(K) REVOLUTION ELEVATE YOUR RETIREMENT GAME
Your workplace 401(k) is a powerful tool for building long-term wealth, and 2024 brings exciting changes that can elevate your retirement game. Employers are increasingly recognizing the importance of supporting their employees’ financial well-being, and this is reflected in the updated 401(k) contribution limits.

With the increased annual contribution limit to $23,000 you now have the opportunity to stash away more pre-tax dollars, reducing your taxable income for the year. If you’re over 50, your eligible for an additional $7,500 in catch up contributions, raising your employee contribution to $30,500! It’s a win-win situation: you save more for your future, and you may also enjoy a lower tax bill today.

But that’s not all — many employers offer matching contributions as part of their 401(k) plans. Make it a goal to maximize this employer match. It’s essentially free money that can significantly accelerate the growth of your retirement savings. So, review your workplace retirement plan, adjust your contributions accordingly, and set yourself up for a financially prosperous retirement.

THE GIFT OF FINANCIAL FREEDOM MAXIMIZE GIFT CONTRIBUTIONS
While the focus often leans towards personal contributions, don’t underestimate the impact of gift contributions. In the coming year, the IRS sets the annual gift tax exclusion to $18,000 per recipient tax-free without using up any of the taxpayer’s lifetime gift and estate tax exemption. For married couples, this means that they can give $36,000 pere year per recipient.

For example, if a married couple has five children and five grandchildren, they may transfer $360,000 in 2024 to their descendants without touching their combined lifetime gift tax exemption, thus allowing them to transfer further substantial assets gift-tax-free. Not only are the assets removed from the taxpayers’ taxable estates, the assets’ future appreciation also avoids gift and estate taxes. The gift tax exclusion allows you to give a certain amount to as many individuals as you wish without incurring any gift tax.

Moreover, this may encourage the concept of financial literacy within your family. Use the opportunity to educate your loved ones about the importance of retirement planning, the power of compounding, and the benefits of long-term investing. This not only fosters a culture of financial responsibility but also strengthens the bonds within your family as you collectively work towards a brighter and more secure future.

DIVERSIFY AND CONQUER SMART INVESTMENT STRATEGIES
As you embark on this financial journey, remember that it’s not just about contributing more — it’s also about contributing wisely. Diversify your investment portfolio to mitigate risks and maximize returns. Explore new investment opportunities, stay informed about market trends, and consider consulting with a financial advisor to tailor your investment strategy to your specific goals and risk tolerance.

In the dynamic landscape of financial markets, staying informed is key. Embrace the new year with a commitment to financial education, attending workshops, webinars, or reading up on the latest financial literature. Arm yourself with knowledge and make informed decisions that align with your long-term objectives.

A PROSPEROUS NEW YEAR AWAITS
Let New Year’s Day symbolize not only the end of one year but the beginning of a new and improved financial chapter in your life. Embrace the enhanced contribution limits for IRAs and 401(k)s and consider the impactful gesture of gift contributions. Your future self — and your loved ones — will thank you for the thoughtful and strategic financial decisions you make today.

Remember, the journey to financial freedom is ongoing, and each new year brings fresh opportunities to grow, learn, and prosper. With the right mindset, informed decisions, and a commitment to securing your financial future, 2024 can be the year you set the stage for a lifetime of prosperity. Here’s to a new year, a new you, and a financially empowered future!

This content was developed from sources believed to be providing accurate information. Investing involves risk including the potential loss of principal. This information is not intended to be a substitute for specific individualized tax or legal advice. Consult with a licensed professional regarding your specific situation.

Partners, with over 25 years of experience in the Financial Services industry. He brings his in-depth experience to Conceive. Believe. Achieve. for his clients.
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ON TUESDAY MORNING, DECEMBER 12TH, MAGEN DAVID YESHIVAH HIGH SCHOOL CELEBRATED HANUKKAH AT THE MAJESTIC EDMOND J. SAFRA SYNAGOGUE, MDY’S RABBINICAL LEADER RABBI ELI J. MANSOUR’S NEW SHUL.

Students and faculty prayed together with Hazan Mordechai Salem lighting the Hanukiah and singing pizmonim, before enjoying a bountiful breakfast.

The girls then headed downstairs to partake in a moving and impactful Hallah Bake with Mrs. Suri Jaroslawitz, coordinated by Mrs. Sara Ovadia, and students Marilyn Dweck and Lauren Shriqui. Mrs. Jaroslawitz told countless stories of many open miracles brought on by the power of making Hafrashat Hallah and everyone took turns saying their own berachot to a resounding chorus of Amen. We pray for all of our blessings to be answered!

Upstairs, the boys heard an important class from Rabbi Mansour and partook in a mentalist experience. One of our freshman students had this to say, “I really felt the Hanukkah spirit this morning in the synagogue. It went from the amazing hazan during prayers (who went at a good pace and had a beautiful voice that made me sing along), to the tasty breakfast we had, to the amazing siha with Rabbi Mansour and lastly, to the fun and interesting magic/hypnosis show we watched. Thank you so much Dr. Vitow for all the amazing things you do for our school, making it so enjoyable to come to every day. Every morning I look forward to getting up and dressing up.”

It was an incredible day for all and a very special way to celebrate the holiday.

TO HELP THOUSANDS OF ISRAELIS

MIGDAL OHR, ONE OF ISRAEL’S MOST IMPACTFUL SOCIAL WELFARE ORGANIZATIONS, HAS UNDERTAKEN ITS LARGEST HUMANITARIAN RELIEF EFFORT IN HISTORY, UNDER THE LEADERSHIP OF ITS FOUNDER, ISRAEL PRIZE LAUREATE, RABBI YITZCHAK DAVID GROSSMAN.

During the COVID pandemic, the Israeli government called on Rabbi Grossman to spearhead a major packaging relief effort, and during the Second Lebanon War, Migdal Ohr hosted hundreds of soldiers on their campus.

In the outbreak of the war with Gaza, the organization mobilized donors all over the world in a massive campaign to provide shelter to over 4,000 evacuees from the Gaza border. The Magen Israel initiative then quickly expanded to respond to immediate needs that were emerging on the front lines and in Israel’s hospitals.

As a unifying and beloved national figure, Rabbi Grossman has always taken the approach that Israel is one family, with one heart. That ethos pervades the organization’s activities, from now hosting over a thousand soldiers on Migdal Ohr’s campuses to cooking over 2,000 meals a day out of Migdal Ohr’s soup kitchens for families in hospitals and soldiers on the frontlines.

To date, the Magen Israel activities in Israel have included:

SHELTERING EVACUEES FROM GAZA BORDER COMMUNITIES
Magen Israel has assumed responsibility for housing, feeding, clothing, and providing for the needs of 4,000 individuals from communities who have been evacuated from the Gaza envelope. This includes activities and daycare for children, outfitting hotels for family living, therapies, and anything that people need to weather this traumatic and difficult period. It also included the purchase of over $160K in clothing, games, supplies, and essentials distributed to evacuees not being housed in hotels and an Emergency Fund that distributed $1,300 per family in the immediate wake of the massacres.

SUPPORTING SOLDIERS AT ARMY BASES AND THE WOUNDED IN HOSPITALS
Migdal Ohr has over 1,000 alumni and faculty currently serving in the IDF or in reserves and a long history of partnership with the army. To date, Magen Israel has purchased over $250K in warm clothing, boots, drones, helmets, gear, hot plates and urns for thousands of soldiers on bases across Israel. The effort also purchased and delivered over 1,500 mattresses to hospitals and military bases that needed places for reservists and medical personnel to sleep. Migdal Ohr’s soup kitchens also expanded operations to send hot, nutritious meals to families in hospitals and soldiers on army bases.

EXPANDING CARE FOR ORPHANED AND UNDERPRIVILEGED CHILDREN ON CAMPUS
Migdal Ohr cares for over 10,000 orphaned and underprivileged children and teens. During the war, they expanded protected spaces to guard against rocket attacks on their campuses and opened to provide daylong programs for over 200 children with special needs while schools had closed.

Rabbi Grossman has visited dozens of army and airforce bases personally, blessing the soldiers with coins to give to tzedakah upon their safe return from war. He has also made regular visits to Israel’s hospitals, giving strength to the wounded and providing hope to their families. He has appeared on national television numerous times giving interviews to strengthen the nation’s unity and resolve.

In the US, the American Friends of Migdal Ohr (AFMO) campaign has seen an incredible outpouring of solidarity with initiatives from synagogues, schools, restaurants, and local businesses, all raising funds and sending donations to Israel.

Examples of community-based efforts include a one-to-one matching campaign by the owners of Cedar Market in New Jersey that raised $100K, a clothing and toy drive spearheaded by AFMO board members and a network of volunteers across the tri-state area that sent over 150 duffle bags to evacuees. Migdal Ohr was also the beneficiary of $100K raised by The Little Champions Foundation which hosted its annual young professionals event this fall. Numerous organizations put on bake sales and hosted local Shabbat markets which raised thousands of dollars for Magen Israel. AFMO Executive Director Atara Solow even joined a delegation from the Mikdash Eliyahu Synagogue in Brooklyn and Yeshivah of Flatbush High School that came to strengthen and support soldiers, wounded individuals, and children at Migdal Ohr during the war.

Before Hanukkah, American Friends of Migdal Ohr is organizing a “Goods and Services Shuk” which will be a silent auction where people can donate and bid on unique items to benefit Magen Israel. They are also participating in a “Be the Light’’ campaign intiated by Yeshivat He’Atid with numerous Jewish day schools. The campaign is encouraging families to donate a night’s worth of Hanukah gifts towards presents and parties for Israeli children who have had to evacuate their homes.

Atara Solow, Executive Director of American Friends of Migdal Ohr, said, “As an Israeli living in the Diaspora, it has been extremely comforting and inspiring to see the love and unity of the Jewish people. We truly are one nation. When we are hurting in Israel, the Jewish community abroad is with us, feeling the pain and doing everything in their power to send support and assistance. I cannot tell you how proud and humbled I have been to be involved in Magen Israel. Thank you to everyone who has stepped up to get involved.”

To learn more about Magen Israel and how you can get involved visit migdalohrusa.org/israel

ABOUT MIGDAL OHR
For over 50 years, Migdal Ohr has been transforming Israeli society by the lives of Israel’s orphaned and underprivileged children. Today, Migdal Ohr provides essentials, education, and empowerment to over 10,000 children every year. None of this would be possible without the support of donors all over the world whose dedication to Israel’s future are a beacon of hope and love. To learn more, visit migdalohrusa.org.

The Next Step’s Response to the Crisis in Israel

DAVID FARHI

Since 2012, The Next Step has been a cornerstone of rehabilitation in Israel, offering critical prosthetic care and emotional support to both children and adults suffering from limb loss. This year, The Next Step’s annual fundraising event, The Next Ride, faced an unforeseen postponement due to the onset of the Israel-Hamas War. This war underscores the dire need for organizations like The Next Step, which is working to support Israelis who were brutally injured during the October 7th attack.

Since the commencement of the war, countless individuals have suffered life-altering injuries which have rendered them amputees. The number continues to rise as the war rages on and soldiers from the front lines face injury. In response to this heightened urgency created by the conflict, The Next Step acted quickly, arranging the Solidarity Ride, a fifty-mile cycling event, to demonstrate support for Israel, advocate for the release of Israeli hostages, and raise vital funds for Israel’s recent amputees, both civilian and soldier alike.

The organization’s representatives Elisheva Karol, Noam Cohen, and Tzachi Leibovitz traveled from Israel to participate in The Next Step’s Solidarity Ride in Englewood, New Jersey. Cyclists from the Sephardic community heeded the call, many flocking to take part in the ride. Following the event, Karol, Cohen, and Leibovitz dedicated time to visiting Sephardic Jewish community organizations, immersing themselves in the local community, and passionately sharing The Next Step’s mission. These crucial moments extended beyond mere discussions; they became pivotal opportunities to foster a deep understanding of the commitment required to support Israel amidst the ongoing conflict.

Across New York and New Jersey, these representatives engaged with Jewish leaders and students in institutions including Hillel Yeshiva, Barkai Yeshivah, the Yeshivah of Flatbush, Magen David Yeshivah, Sha’are Shalom Synagogue, the Larchwood Synagogue, and Congregation Ohel Yitzchok. In each of these places of education and enrichment, The Next Step’s mission transcended theoretical understanding: it was a call to action.

Engaging with the students at each yeshivah, the team fostered a deep understanding of their commitment to supporting Israel and its people. They expounded on The Next Step’s multifaceted efforts, including educational programming about limb loss, prosthetic fittings, and raising crucial awareness for recent amputees who have lost limbs due to the terror in Israel. They elaborated on the organization’s methods of resource gathering and supporting each amputee and their families. They emphasized the immediate need for support amidst the backdrop of the ongoing conflict in Israel as they provide aid to those struggling with war-caused amputations.

The representatives shared poignant stories from their recent hospital visits, describing the daily flood of new amputees into the hospital as others are relocated out of harm’s way. They offered a glimpse into the life-changing impact of their work and the resilience of those affected by the recent conflict. They then opened the discussions to the students, allowing them to voice their opinions and explore their inquiries. Through open and candid dialogue, Karol, Cohen, and Tzachi Leibovitz helped students understand The Next Step’s significant mission and inspired them to grasp the significance of collective action, emphasizing the role of unity in ensuring Am Yisroel’s survival and prosperity.

Looking forward, The Next Step hopes to amplify their message and their mission to support Israeli victims of terror facing limb loss. The urgency of the mission cannot be overstated. The Next Step continues its crucial work supporting the Jewish people. The need is immediate — only through community effort and unity can we fortify and strengthen the Jewish nation.

David Farhi, son of Rabbi Isaac Farhi from Deal, has been involved in The Next Step/The Next Ride for the past 3 years. Through his and the community’s involvement, the organization has succeeded in empowering hundreds of Israeli amputees to lead active and fulfilling lives post limb loss.

SANDRA LAZAR

WE’RE COMING CLOSE TO THE END OF 2023. THIS IS THE BEST TIME TO GET THIS YEAR’S FINANCIALS IN ORDER. SO, WHAT SHOULD YOU DO TO PREPARE YOUR BUSINESS TO FILE ITS TAX RETURN? HERE IS YOUR SIMPLE TO-DO LIST TO HELP YOU GET READY.

GET YOUR BOOKKEEPING IN ORDER.
This includes categorizing transactions, reconciling bank and credit card accounts and producing financial statements. Taking these steps will help to ensure that your financial reporting is accurate.

While categorizing your expenses, include start-up costs, materials needed to provide your goods or services (cost of goods sold), office supplies, rent, insurance, advertising, interest expenses, travel, salaries and employee benefits.

Make sure to list any assets you bought over the year — equipment, vehicles, computers and things of the sort. It is important to include any improvements you’ve made to your assets.

All outstanding loan obligations and any loans that have been forgiven over the calendar year such as PPP should be included in your reporting.

COMPILE A LIST OF INDEPENDENT CONTRACTORS WHO NEED TO BE ISSUED A 1099
You will need to file tax forms showing a record of all independent contractors employed by your company. Make sure to have a completed W9 for each of them. You will need to file form 1099-NEC with the IRS for any independent contractor who you paid at least $600 during the calendar year.

Additionally, you will need to issue and file W2s with the IRS for each employee on your company payroll.

Make sure you have all the necessary information from your employees and contractors required to fill out and submit these forms.

SET ASIDE MONEY TO PAY YOUR TAXES
If you are not sure how much you will need to pay in taxes, a safe amount would be 30% of profits. It would be a great idea to keep this sum in a separate savings account so that you are prepared when it comes time to pay your tax bill.

FIND A TAX PREPARER
The longer you wait, the harder it will be to find a tax preparer with availability to sort out your financial records. Time delays can make it costly to complete your tax compliance in a timely manner.

Have your preparer explain the type of business taxes that your company will be subject to paying over the course of the year..

For example, your company may be subject to income taxes, self-employment taxes, employment taxes, sales and excise taxes. These are just a few of the top items on the list.

Preparing in advance for the upcoming tax season will make finalizing and filing your tax returns seamless and will allow you to forecast for 2024.

Sandra Lazar graduated Brooklyn college in 1995. She has served as a CFO in a variety of businesses for the past 25 years.